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Thread: Pay Pal Virtual Terminal

  1. #1
    Join Date
    Jul 2007
    Location
    DSM, IA
    Posts
    5,719

    Pay Pal Virtual Terminal

    I'm going to be showing some of my turnings at an art show in Sept. (stealth gloat) and I'm trying to figure out the cheapest way for me to accetp ccards....I think Virtual Terminal from paypal would work, if I could convince people to let me call in there ccard numbers to a family member to enter them into a computer, or if I had WiFi access at the show I could do it from a laptop...what do you think? Do you have other ideas?
    A man is rich in proportion to the number of things he can afford to let alone. -Henry David Thoreau
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  2. #2
    Join Date
    Dec 2006
    Location
    Melbourne, FL
    Posts
    472

    C Cards

    Take a look at Propay.com

    no monthly charges if you do not use it that month.

    There is a annual charge plus the 3+%

    but it works fine from a computer and they can also be accessed over the phone.

    I have used both Paypal and Propay for over 4 years with no problems.

    To tell you the truth I have sold many items at shows. I just write down the info and enter it once I get home. Again no problems.

  3. #3
    Join Date
    Jul 2007
    Location
    DSM, IA
    Posts
    5,719
    Quote Originally Posted by Pete Simmons View Post
    Take a look at Propay.com

    no monthly charges if you do not use it that month.

    There is a annual charge plus the 3+%

    but it works fine from a computer and they can also be accessed over the phone.

    I have used both Paypal and Propay for over 4 years with no problems.

    To tell you the truth I have sold many items at shows. I just write down the info and enter it once I get home. Again no problems.
    Thanks Pete, I wondered if anyone just waited to input the ccards once back home. Probably wouldn't be much of a worry. Do you take checks as well, any problems there?
    A man is rich in proportion to the number of things he can afford to let alone. -Henry David Thoreau
    My Website


  4. #4
    Join Date
    Oct 2006
    Location
    ABQ NM
    Posts
    30,020
    Jeff, like Pete, I get the credit card info at the show, but don't call it in until I get home that evening. I have a manual credit card "scruncher" for making the receipt, and I make sure I get the cardholder's zip code (what ProPay wants) and phone number (what I want, in case anything goes awry).

    I also accept checks. Before I started doing shows, I asked other vendors, and pretty much nobody reported any problems with bad checks. One guy in particular that I talked to had been doing shows for something like 15 or 20 years, and as I recall, he said he'd only received one or two bad checks in the whole time.

    I've had no problems so far with either checks or credit cards.
    When the going gets weird, the weird turn pro. - Hunter S. Thompson
    When the weird get going, they start their own forum. - Vaughn McMillan

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  5. #5
    Join Date
    Dec 2006
    Location
    Melbourne, FL
    Posts
    472

    Checks

    Yes - I also take checks. In fact prefer checks as Propay / Palpal is not getting their %.

    Never had a problem yet.

  6. #6
    I have done parrot shows (Yes, there is such a thing!) for 7 or 8 years. I would always do as others have mentioned, just write down the numbers and run them later at home. I had several that were declined, but eventually they all went through in the next week or so. I never did have a bad check. After having done that and currently having a successful internet business that accepts credit cards, I would offer a few comments.


    1. The PayPal terminal would work on a laptop, but it is NO where near the cheapest option and might even be on the more expensive side. You also might not know if you were going to have wireless service until arriving at the show, and then your whole plan goes out the window.

    2. Don't take checks period. Only take cash and credit cards. (MY opinion!)

    3. The surest way to get paid is to just telephone in the credit card number to your processor. They will have an 800 number just for this and you call them and tell them that you want verbal authorization for a charge. They will authorize it right over the phone. When you get home, you run the charge (it is called "force the charge" in credit card lingo) on your machine using the information that you were given over the phone at the show. At that time the charge will actually process and you will get paid.

    4. If you decide on some other way, you will need the credit card number, the CVV2 number, the amount of sale, the address that the card is billed to, and the zip code that the card is billed to in order to get the best rates. If you don't have the zip code for example, you will probably pay a bit higher rate than if you had all of the information. If you do not have the CVV2 number, the charge probably won't go through at all. In this era of scams try calling someone and tell them that you just need the CVV2 number off of the back of their credit card because you forgot to get it and see what they say.

    5. I personally use the Costco platform. They do not have a monthly fee and they do not have a statement fee, so if you only do a few shows a year, you will only pay for the actual charges that you run.

    Also, most of the advice in the previous replies will work just fine assuming that everything goes through. When you have any sort of problem though, you are going to come out on the short end, as you are probably breaking every credit card acceptance rule there is and I am sure that you signed a contract saying that you would abide by all of their rules.

    I hope this helps...... Good luck with your sales.

  7. #7
    Join Date
    Dec 2007
    Location
    Tellico Plains, Tennessee
    Posts
    4,353
    I've been doing shows about 6 or 7 years.. have always taken checks and no problem with them... just in this year have started taking CC via Propay(Small set up fee, no monthly fee and small percentage per transaction)... bought a "knuckle buster" and run the cards at the show, then enter in computer when I get home. Except for the small percentage that Propay takes and the fact it takes about 3 days to actually see the money in your account, works great for me.
    Chuck
    Tellico Plains, TN
    https://www.etsy.com/shop/TellicoTurnings
    My parents taught me to respect my elders, but it's getting harder and harder to find any.
    If you go looking for trouble, it will usually find you.

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