Jeff I am laughing, not at you but the situation. I had something similar on my bandsaw. With a very low amount of shop time, when I do get in my shop, I go, go,go...
So stopping to fix a rubbing noise is not something that I want to do. When my bandsaw broke a blade, I finally tore it down to find the pulley had moved and was hitting the guard around the bandsaw. It was a 5 minute fix and yet I let it go one for a few months.
I am hoping that maybe this fall I can go through my shop and adjust and reset all my tools to straight, square, level and flat. I used to do this once a month but ever since the baby came along, I just have not had the time.
I have no intention of traveling from birth to the grave in a manicured and well preserved body; but rather I will skid in sideways, totally beat up, completely worn out, utterly exhausted and jump off my tractor and loudly yell, "Wow, this is what it took to feed a nation!"