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Thread: Your Pay Pal Experiences?

  1. #1
    Join Date
    Apr 2007
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    Your Pay Pal Experiences?

    I know a lot of folks here use Pay Pal. Unfortunately in my business they are often used as the example of everything wrong with security on the web. Bearing in mind that I have done almost everything financial via online transactions for years; I still have concerns with these folks.

    I believe they have resolved their problems of days gone by but I have an ingrained nervousness left over from watching them "mature" from their early days going forward. I'm sure its just a case of "residual experience opinion" as I haven't heard any horror stories for quite awhile. I'm just looking for a little re-assurance. Have any of you had problems in the last year or so? Are there things I should be aware of before I decide to open an account?
    Any sufficiently advanced technology is indistinguishable from magic.
    - Arthur C. Clarke

  2. #2
    Join Date
    Feb 2007
    Location
    Catalunya
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    Hi Glenn.

    My PayPal experience is only as a buyer and I had no problems at all, most of the times I've used to pay items bought at Ebay and at some shops. In some other shops I've used my credit card.

    However, recently I clicked on a link that took me to a page where there are hundreds of testimonials, (I don't know if true or not) against PayPal specially as far as sellers are related. To me it looked like some sort of advertising of using a different type of payment, ( maybe their competitors?)

    If make a search on the web with the keywords "PayPal rip-off", or "PayPal cheated me" ,"beware of PayPal" orsimilar you'll find them.

    I insist, I do not know if they are true or not but it may be worth looking at them.
    Best regards,
    Toni

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  3. #3
    Join Date
    Nov 2006
    Location
    Constantine, MI
    Posts
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    I've been using them for over 10 years now - mostly for eBay sales and purchases - hundreds of them. In all that time I have had only one problem and it was due to a glitch on their end regarding the prompt reporting on status of an unclaimed payment. They addressed the issue, sent me an email explaining and apologizing. It did take my sending them 3 emails in 2 days to get a response, but it was taken care of.

    Overall, I would not hesitate to use them (don't like the fees, but that's life). Whenever I get my own site up and running I will most likely use them as my primary means of receiving money. The ability to link every transaction to a specific purchase/sale is quite helpful.
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  4. #4
    Join Date
    Nov 2006
    Location
    Mountain Home, Arkansas
    Posts
    11,833
    Pay Pal is no different than any other debit card. It is a Chase Manhattan Bank debit card with a different name.
    My experiences with it are all favorable. It is an easy and convenient way to buy and sell. And I use it to keep records of my purchases and sales for tax purposes.

  5. #5
    Join Date
    Dec 2006
    Location
    Kansas
    Posts
    417
    I another one that has been a member for years & years. It was mostly for ebay but then online stores started using it as well (ie. Wixey) and its much more convenient. I have done quite a few transactions both as buyer and seller and haven't had any money problems.

    I did have issue with getting a "phishing" email or two everyday for a while. They look idientical to PayPal emails accept for the way you are addressed I think. I kep reporting those emails and had to do so every day for about two weeks, then they finally died down.
    Rise above the rest

  6. #6
    Join Date
    Nov 2006
    Location
    Elgin, IL
    Posts
    442
    No issues on this end. I think I have 25 Ebay purchases this year alone. Ive also sold a couple things and collected money without any issues.

    I would recommend it.

    Randy

  7. #7
    Join Date
    Oct 2006
    Location
    Tokyo Japan
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    15,808
    I too have been using it for about 10 years, often it is by far the cheapest way to get money from Japan to the US or Canada. I did a $5000 transaction when I sold one of my vintage racing motorcycles to a guy in the US, it went off without a hitch.

    I will continue to use my PayPal, but a healthy skepticism is a good thing too.

    Cheers!
    The pessimist complains about the wind; the optimist expects it to change; the realist adjusts the sails.
    William Arthur Ward

  8. #8
    Join Date
    Nov 2006
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    Between Aledo and Fort Worth, TX
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    I quit using PayPal when they stopped my account that was tied to a credit card. Tried to force me to use a regular bank account. I refused, and haven't used them since. If I had a separate account for selling, then I would probably do that. But I'm not giving them my regular checking or savings account numbers.
    I do know a guy that bought a Cale Yarborough limited edition Torino, 1969 I think. The guy in Canada ripped him off by getting payment twice, then wouldn't follow through with the refund. I think my friend got some of the money back, but not all. That was about 3 years ago. PayPal wasn't helping him a whole lot, and I'm sure he is at fault for letting the double payment happen. Jim.
    Last edited by Jim O'Dell; 11-25-2008 at 09:54 PM.
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  9. #9
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    Rochester
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    I've done a few hundred transactions over the past 4 or 5 years without a glitch.
    Got Wood?

  10. #10
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    Nov 2006
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    Elgin, IL
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    Quote Originally Posted by Jim O'Dell View Post
    account that was tied to a credit card.
    Jim,

    This is one of the reasons I like using them. I have a couple credit cards on my account, I just pick the one I want to use for the transaction.

    Not sure if thats something different now than compared to back then.

    Randy

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