Though really, I can't complain. I almost never download tv/movies, and for basic web surfing, forum browsing, email, and the random youtube stuff, this is plenty fast enough.
I really wondered if the 4:30 AM thing made a difference, so I tried it now at 1 PM.....
Nope, still fast
We don't pay that much, considering we are in Tokyo, and most everything is more expensive here, we pay about $50 a month, but that includes our landline too.