I think this is a decision you need to make on your own. They're your digits when all is said and done.
I certainly don't want to tell you it's okay, because stuff can and will happen. At the risk of incurring the wrath of the Safety Looney, I'll confess that I don't use a guard on my saw. I never worked in a professional shop where there were guards on the saws. Our equivalent of OHSA never wrote anyone up for this. I replaced a worker who had 3 fingers amputated on the TS and it never ocurred to anyone to find the guard for the saw and put it on.
It's a calculated risk. It is foolhardy, but it goes on all the time.
I've never had a tablesaw injury, I'm glad to report. Unless something catastrophic happens to the saw, the saw will do what it was made to do. Accidents are mainly due to the unpredictable behaviour of the operator and the material being cut. And when it goes wrong, it does so damn fast that you probably won't even beware you've got a problem until the damage is done.
If you're sure that you want to work this way, think very hard about getting a SawStop. Whatever you might feel about their marketing techniques or legal tactics, they are offering a pretty good way to help your digits survive the 'oops' moment if/when it happens.
Talk to your wife if you have one, Allen. I'm sure she wouldn't mind your springing for an expensive saw if she thought it might save you from real carnage.
[No, I'm not affiliated with SawStop in any way]
All the best,
**Now holding auditions for a catchy new signature**