well carol this wil be interesting to see what comes of this, i checked into a security service after i got broke into and like you say its nothing but paying for someone to get there to late.. the audible alarm would deter most, if you hear it. but then your putting yourself in danger are you ready for that? i am from a bad neighborhood as well and now the mind set is different.. i had many chats with out authorities and the prime thing was locks to make them break into which cause us more damage on top of the loss you wil have.. lights help but makes it easier for them to see. there bottom line was that hope for the best and dont advertize what is there.. in my case, i hadnt it was just something to do that night by the perps.. and as for insuring, well plan on 50% and less unless you have total replacement then its depreciated by age and you need to have everything listed right down to the last bracket or base for a router..
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