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Thread: Paypal

  1. #1
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    Paypal

    I have used Paypal for probably 10 years to pay for internet purchases of small items. I have never had a problem and have always received good service. Lately they keep notifying me that I am about to reach my spending limit and won't be able to use Paypal services anymore unless I become verified. That means either getting one of their credit cards or giving them access to my bank account. I don't want another credit card and I really don't want to allow them to have direct access to my bank account. Seems to me that after so many years of everything working nicely and no problems with me paying my bill that that would verify me! I don't know what to do, a lot of places/people I buy from only have Paypal as the method of payment. I guess I don't have a question here, just a small rant...
    "We the People ......"

  2. #2
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    Year ago I opened a free checking account that is only used for internet purchases, paypal is tied to that account, not my other bank accounts, different bank even. Not sure if the free accounts are still out there, but worth checking into for that purpose.
    Darren

    To a small child, the perfect granddad is unafraid of big dogs and fierce storms but absolutely terrified of the word “boo.” – Robert Brault

  3. #3
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    I made a few E-bay purchases over about 3 years starting about 10 years ago. Probably no more than 100.00 total over the 3 years. I got the same thing about tying to my bank account. I said thanks but no thanks, and haven't used PayPal or E-bay again. If it was working tied to my credit card and no issues, why did I need to change? Just smells fishy to me. I know millions of users do it with no adverse effects. I wasn't willing to trust them with that information. Not then, not now. If there is something I want that a seller has at the best price, and PayPal is the only method they will accept for payment, I'll pay more elsewhere. Jim.
    Coolmeadow Setters...
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  4. #4
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    If a seller will only accept PayPal, you can still pay with a credit card, just do it via PayPal.
    When the going gets weird, the weird turn pro. - Hunter S. Thompson
    When the weird get going, they start their own forum. - Vaughn McMillan

    workingwoods.com

  5. #5
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    Quote Originally Posted by Darren Wright View Post
    Year ago I opened a free checking account that is only used for internet purchases, paypal is tied to that account, not my other bank accounts, different bank even. Not sure if the free accounts are still out there, but worth checking into for that purpose.
    I did the same thing a couple of years ago. Didn't like the thoughts of having it tied to my or should I say my wife's account.

  6. #6
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    Quote Originally Posted by Paul Douglass View Post
    Seems to me that after so many years of everything working nicely and no problems with me paying my bill that that would verify me! I don't know what to do, a lot of places/people I buy from only have Paypal as the method of payment. I guess I don't have a question here, just a small rant...
    I agree but, unfortunately, this is "old-think". I don't mean as in, "we're old", I mean things like long term relationships and customer loyalty (or a reason for it) are rare as hen's teeth anymore. Decisions are made by boards that know little about they're customer base that they cannot glean from a spreadsheet (usually rendered down to the "high points" by their administrative assistant ).

    Very simple solution that I use . . . open a second checking account, put a small amount of money in it and link Pay Pal to that only. It is a 30 second job to log onto your bank and transfer adequate funds in preparation for a purchase. I leave a cushion amount in the account lest I miscalculate .
    Any sufficiently advanced technology is indistinguishable from magic.
    - Arthur C. Clarke

  7. #7
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    Quote Originally Posted by Vaughn McMillan View Post
    If a seller will only accept PayPal, you can still pay with a credit card, just do it via PayPal.
    Vaughn, I don't understand how you do this. I have been paying with my credit card on Paypal. I have two of them and I just select the one I want to use at that time. I'm still about to reach the limit where Paypal says I have to get verified.
    "We the People ......"

  8. #8
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    I guess I look at it that paypal is about as secure as any account is anymore.

    You constantly hear about credit card companies getting hacked, people putting card skimmers on atm's, grocery store card readers.

    I'm more worried about giving my credit card out at a restaurant or using my debit card at the gas station than I am about paypal.

    Been using paypal for a long time to buy things on Ebay and other places without a hitch.

    I even bought my bobcat off of ebay using paypal. Worked like a charm.
    Programmer - An organism that turns coffee into software.
    If all your friends are exactly like you, What an un-interesting life it must be.
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  9. #9
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    Are you sure these are really PP notices? Do you get them in email?

    I get a few fake PP emails/month. Someone out there is phishing for info.

  10. #10
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    Quote Originally Posted by John Hemenway View Post
    Are you sure these are really PP notices? Do you get them in email?

    I get a few fake PP emails/month. Someone out there is phishing for info.
    I'm getting them, too, and I've been PP verified for several years. They look like 'real' PP emails, but the links info shows that clicking on them will take you somewhere else - somewhere you DON'T (!) want to go. Roll your mouse over the 'link' and see what the info box says. It probably won't be "https...Paypal."

    So far as I know, PayPal doesn't limit how much you can spend on a credit card. Only the credit card company does that, and they don't care where you spend the money; they just want you to spend it...
    Jim D.
    Adapt, Improvise, Overcome!

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