Thanks everyone just what I needed. Looks like the filter is as much as the collector.
The oem bag/filter works, at least for keeping the majority of chips cleaned up, especially when using it with your planer, jointer, and table saw. Can always use a shop vac with a good filter for the sanders and smaller tools. It may clog up a little faster though.
As mentioned, even with the cost of the HF Dc and the Wynn filter, entry cost is still below some of the name brands, but the Wynn also isn’t necessarily needed. I know there are folks that have their dc outside the shop, so the fines aren’t being blown around to breath in as much.
Not sure it was mentioned, but the use of the thin wall sewer and drain pipe for ducting over flexible pipe can gain you some distance from the tools to the Dc. Flexible hose will reduce the cfm the longer it is, as well as sharp turns, so try to do two 45 elbows about 6” apart to create a sweep elbow rather than a sharp 90.
From my experience using the HF ducted having waste gates at each connection, it can effectively work up to 30’ feet away from the furtherest tool.
A couple of examples of the ducting in my old shop…
https://familywoodworking.org/forums/index.php?threads/darrens-shop.19814/post-415944
https://familywoodworking.org/forums/index.php?threads/darrens-shop.19814/post-506466
I’ll be doing something similar, but may either disassemble the collectors to use with a super dust deputy or two, or maybe put them in my loft area to gain some horizontal length on my duct runs.